Credit repair is the process of identifying and correcting errors or negative items on your credit report that may be hurting your credit score. This can include disputing inaccuracies, negotiating with creditors, and building positive credit habits.

Yes. You have the legal right to dispute incorrect information on your credit report. Many people successfully repair their credit on their own by contacting credit bureaus directly and using free resources. However, some choose to hire professionals for guidance or to save time.

It depends on your situation. Minor corrections can lead to improvements in as little as 30–60 days. More complex cases involving multiple negative items, collections, or bankruptcies may take 6–12 months or longer.

Our credit repair program is $199 to start and $99 per month. There are no hidden fees, and you can cancel anytime.